CIM creates social impact by offering scalable funding structures to innovative fintech lenders that reach borrowers overlooked by traditional credit providers. Our mission is to advance an inclusive financial system where all people and businesses have access to the credit and financial tools they deserve in order to succeed. Since 2014, CIM has enabled $18 billion in credit to more than 12 million underserved borrowers in North America and emerging markets.
CIM provides asset-backed funding to innovative lenders that demonstrate a commitment to responsible, transparent, and customer-centric practices.
We are committed to being a strategic growth partner, helping fintechs navigate their journey to scale by providing critical debt capital and guidance.
CIM’s fintech partners provide underserved borrowers with access to credit to build financial health for their households and businesses, so they are better able to manage their income, acquire assets, and take advantage of growth opportunities.
CIM seeks to use its voice to advocate for responsible lending practices and grow the ecosystem of inclusive fintech.
Our advocacy work in the fintech sector has centered on developing a set of responsible practices and codifying behavior within fintech lending, including the Small Business Borrowers' Bill of Rights and supporting the Financial Health Network’s Compass Principles.
Small Business Borrowers’ Bill of Rights identifies six fundamental financing rights that all small businesses deserve. We are proud to have been a co-author and inaugural endorser of this Bill of Rights.
Impact Capital Managers is a network of private capital fund managers investing for superior returns and meaningful impact.
Operating Principles of Impact Management is a framework for investors to ensure that impact considerations are purposefully integrated throughout the investment life cycle.
PRI is the world’s leading proponent of responsible investment.
The Global Impact Investing Network (GIIN) seeks to accelerate the impact investing industry’s development through focused leadership and collective action. CIM is an active member of the GIIN’s Investors’ Council.
End Poverty in all its forms
Ensure inclusive and equitable quality education and promote lifelong learning opportunities for youth
Achieve gender equality and empower all women and girls
Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
Build resilient infrastructure, promote inclusive and sustainable industrialization and foster innovation
Reduce inequality within and among countries
