Small businesses are the principal engine of jobs, economic growth and innovation in the United States. While critical to the economy, U.S. small business owners cite access to capital as one of their top constraints to growth given limited availability of bank financing.
CIM is focused on financing small businesses in partnership with technology-driven marketplace lenders who are innovating to efficiently acquire, underwrite, and service creditworthy borrowers with responsible and transparent loan terms.
CIM's strategy reflects a deep understanding of small business lenders and alternative lending methodologies. CIM is dedicated to pursuing opportunities in which the long-term interests of borrowers and investors are aligned.
CIM partners with innovative lending platforms that demonstrate strong financial performance and a commitment to responsible, transparent, and borrower-centric lending practices.
CIM believes that thriving small businesses are critical to economic growth, job creation, and the health and sustainability of local communities. CIM works closely with its partners to deliver responsible and transparent financing to small businesses. A majority of the businesses funded by CIM are owned by women, minorities, or military veterans.
CIM is a member of the Global Impact Investing Network and measures its impact through the collection and analysis of granular borrower data.
In June 2015, CIM announced a Clinton Global Initiative America Commitment to Action to provide $300 million of responsible and transparent financing to 9,500 small businesses in the United States over the next two years.